About Paycon
An independent advisory practice for payments and banking businesses, founded by Goran Bosankić.
Paycon is run by Goran Bosankić, founder and principal — fifteen-plus years in payments and banking technology, on both sides of the stack. The career has run on two parallel tracks — banking technology and payments — both deep enough to advise on as a primary discipline, and connected enough to recognise when a problem framed as one is actually the other. LinkedIn · [email protected]
Banking technology
Most recently as CEO of ABC TECH Group, a multi-country banking technology firm building core banking and digital banking products for banks and fintechs across South Eastern Europe. The banking portfolio grew sixfold in four years under that watch. The work included building a cloud-native Banking-as-a-Service and bank-in-a-box proposition integrating Mambu, Tuum, and SumSub; positioning the digital banking product as a regional category leader in SEE; supervising SEPA Instant Payments and PSD2 implementation across the client base; and leading two acquisitions on the buy side — a banking-technology firm and a custom software developer — integrated into the regional group.
Payments
Earlier and in parallel, building Croatia's leading EFTPOS operation from the ground up at Asseco SEE, then leading pre-sales and solution sales of card acquiring and 3D Secure platforms across thirteen SEE markets — sales doubled over that period. Co-founded PayOut and scaled a DCC-based ATM network from zero to fifty-plus machines in six months. Most recently CRO and Board Member at Field39, leading partnership development for the Switch39 payment orchestration and transaction switching platform serving acquirers and processors.
Markets
Delivery work across the European market: the EU, UK, the Baltics, and the full sweep of Central and South Eastern Europe (CEE and SEE). Banking-technology rollouts, card acquiring and 3D Secure programmes, digital banking and BaaS engagements, ATM networks — all running across overlapping regional footprints over the last decade and a half.
The United States is an active market. Sustained engagement with US acquirers, networks, and processors has built deep operational knowledge of the US payments stack — applicable to US-domestic engagements as well as US-EU cross-border and inbound-from-Europe work. Paycon takes US client work alongside European engagements.
What that means for clients
Most advice in this market comes in two flavours: generalist consultants who can build a market-sizing model but have never sat across the table from an acquirer or run a core banking implementation, and product specialists who know one rail extremely well and treat every problem as a nail for that hammer. Paycon sits between the two. The advice is grounded in delivery scars — on both the banking and payments sides — and spans the breadth of the modern stack: core banking and digital banking, BaaS and embedded finance, card acquiring and payment orchestration, 3D Secure and SCA, ATM and unattended-retail networks, mobile wallets and tokenisation, PSD2 and SEPA Instant, M&A, and the procurement machinery that surrounds all of it.
What we are watching now
Three intersecting threads. Stablecoins and bank-issued deposit tokens are moving from crypto-native curiosities into the mainstream payments stack faster than the industry is willing to admit — PSPs are integrating USDC and PYUSD, tier-one banks are piloting deposit-token settlement, MiCA and the GENIUS Act are rewriting the regulated path. The digital euro is moving from political project to operational reality, and banks, PSPs, and merchant acceptance providers will need to integrate it alongside cards, SEPA Instant, and (for some) stablecoin rails. The third thread is account-to-account at the European point of sale, where Wero, EPI, and the patchwork of domestic fast-payment schemes are attempting to build a credible alternative to cards — with the scheme governance, certification, and consumer-protection scaffolding still missing.
How Paycon engages
Engagements range from a focused two- to three-week diagnostic through to multi-month embedded support across a roadmap, an RFP, or a transaction. Every engagement is led by Goran personally; specialist collaborators (legal, scheme certification, technical due diligence) are brought in case-by-case from a vetted network rather than billed as a permanent team you do not need.
If your problem touches payments or banking technology and you would rather buy clarity than slideware, get in touch — or reach out at [email protected] or on LinkedIn.